Goverment Scheme  
   



Haryana Govt Launches 'Pandit Lakhmi Chand Kalakar Samajik Samman Yojana' to Support Senior Artistes and Art Scholars.

In May 2025, the Haryana Cabinet, led by Chief Minister Nayab Singh Saini, approved the implementation of a new welfare scheme titled "Pandit Lakhmi Chand Kalakar Samajik Samman Yojana". This initiative is aimed at supporting senior artistes and art scholars across the state who have made notable contributions to the cultural and artistic heritage of Haryana.


      - As part of the scheme, eligible senior artistes will be provided with a monthly honorarium of ₹10,000 to offer financial stability and recognize their lifetime dedication to the field of art.


      - The initiative seeks to enhance the socio-economic well-being of these individuals by acknowledging their valuable roles in preserving and promoting artistic traditions.

      - The scheme not only honors their legacy but also reinforces the Haryana government's commitment to cultural preservation and the upliftment of the artistic community.

Main Point :-   (i) Under the Pandit Lakhmi Chand Kalakar Samajik Samman Yojana, any resident of Haryana who has contributed to the field of art for at least 20 years is eligible. This includes artists involved in singing, acting, drama, painting, or other visual art forms. Additionally, the applicant must be 60 years or older, as verified through the Parivar Pehchan Patra (PPP), Haryana's family identification document.

      (ii) The scheme offers a monthly honorarium based on the applicant's annual income. Those with an income up to ₹1.80 lakh per year will receive ₹10,000 per month. If the annual income falls between ₹1.80 lakh and ₹3 lakh, the beneficiary will receive ₹7,000 per month. This tiered support aims to provide financial relief tailored to the economic conditions of senior artistes.

(iii) Applications for the scheme will be accepted through an online platform. After an initial verification by the concerned department, a dedicated committee will evaluate the applications. The committee will then finalize a merit list of eligible beneficiaries, ensuring transparency and fairness in the selection process.

About Haryana
Chief Minister (CM) : Nayab Singh Saini
Governor : Bandaru Dattatraya
__________________________________________

RBI Revokes Ajantha Urban Co-operative Bank’s Licence Over Capital and Compliance Shortfalls.

In April 2025, the Reserve Bank of India (RBI) cancelled the banking licence of Ajantha Urban Co-operative Bank Maryadit, headquartered in Aurangabad, Maharashtra. The action was taken under the provisions of the Banking Regulation Act, 1949, due to the bank’s inadequate capital position, poor earning prospects, and continued non-compliance with regulatory requirements.


      - The bank failed to meet the requirements under Sections 11(1), 22(3)(a) to 22(3)(e), and Section 56 of the Banking Regulation Act, 1949.


      - It lacked adequate capital and did not demonstrate any viable earning potential.

      - The RBI found that allowing the bank to continue operations would be against public interest, particularly affecting depositors, as the bank was unable to meet its deposit repayment obligations.

Main Point :-   (i) Following the bank's liquidation, depositors are eligible to receive insurance coverage of up to ₹5 lakh under the provisions of the Deposit Insurance and Credit Guarantee Corporation (DICGC) Act, 1961. The DICGC, headquartered in Mumbai, ensures protection of depositors' funds in such cases of bank failure.

      (ii) As of April 3, 2025, approximately 91.55% of the depositors qualified to receive the full insured amount of their deposits. In total, the DICGC had disbursed ₹275.22 crore to eligible depositors of Ajantha Urban Co-operative Bank Maryadit.

(iii) As of March 31, 2025, a total of 23 Urban Co-operative Banks (UCBs) were operating under All-Inclusive Directions (AID), with the highest number in Maharashtra (9), followed by Karnataka (5), and Uttar Pradesh (4).

About RBI
Governor : Sanjay Malhotra
Headquarter : Mumbai
__________________________________________

SVAMITVA Scheme Completes 5 Years of Empowering Rural India with Property Rights and Technological Advancements.

The SVAMITVA (Survey of Villages and Mapping with Improvised Technology in Village Areas) scheme, a game-changer in rural governance, was launched on April 24, 2020, by Prime Minister Narendra Modi on National Panchayati Raj Day. After five successful years, the scheme continues to make a significant impact on rural India.


      - The scheme is being executed by the Ministry of Panchayati Raj (MoPR) with crucial support from Survey of India (SoI), based in Dehradun, Uttarakhand, and the National Informatics Centre Services Inc. (NICSI), based in New Delhi as the technology partner.


     

     

Main Point :-   (i) SVAMITVA is a Central Sector Scheme (CSS) aimed at providing ‘record of rights’ in the form of property cards to village household owners in inhabited rural areas across India.

      (ii) Initially launched with a budget of Rs 566.23 crore from Financial Year 2020-21 (FY21), the scheme has been extended until FY26 to continue its progress.

(iii) As of January 18, 2025, the Government of India (GoI) had distributed a total of 65 lakh SVAMITVA property cards to households in over 50,000 villages across 10 states, including 2 Union Territories (UTs).

About MoPR
Cabinet Minister: Lalan Singh
Headquarters: New Delhi
__________________________________________

MoE Announced a 9.5% Increase in Material Costs Under the PM POSHAN Scheme, Effective from May 1, 2025.

In April 2025, the Ministry of Education (MoE) Announced a 9.5% Hike in Material Costs Under PM POSHAN Scheme, Effective from May 1, 2025.The Ministry of Education (MoE) recently announced a 9.5% increase in the material cost under the centrally sponsored Pradhan Mantri Poshan Shakti Nirman (PM POSHAN) scheme, previously known as the Midday Meal Scheme.


      - The revision is based on inflation trends, as per the Consumer Price Index for Rural Labourers (CPI-RL), compiled by the Labour Bureau under the Ministry of Labour & Employment (MoL&E).


      - For the Financial Year 2025-26 (FY26), the Union Government has allocated an overall budget of ₹12,500 crore for the PM POSHAN scheme. To implement the revised cooking cost, an additional ₹954 crore will be borne by the Union Government.

     

Main Point :-   (i) The material cost per student under the PM POSHAN scheme has been revised, effective from May 1, 2025. For Kindergarten and Primary Classes (Grades 1 to 5), the cost has increased from ₹6.19 to ₹6.78 per student per day.

      (ii) For Upper Primary Classes (Grades 6 to 8), the material cost has been raised from ₹9.29 to ₹10.17 per student per day.

About MoE
Union Minister : Dharmendra Pradhan
Headquarters : New Delhi
__________________________________________

Odisha CM Naveen Patnaik Launches 'Antyodaya Gruha Yojana' in Kalahandi.

Odisha CM Mohan Charan Majhi launched the "Antyodaya Gruha Yojana" in March 2025, a housing initiative aimed at improving the living conditions of underprivileged citizens and supporting the mission of "Housing for All."


      - The scheme will spend Rs 7,550 crore over three years to construct over 5 lakh houses for eligible households in the state.


      - Each beneficiary will receive Rs 1.20 lakh for constructing pucca (permanent) houses, ensuring better living standards.

      - Under the scheme, beneficiaries will also receive key services such as toilets (Swachh Bharat Mission), LPG connections (PMUY), clean drinking water (JJM), and electricity (Saubhagya Yojana).

Main Point :-   (i) The scheme prioritizes households from disadvantaged groups, including persons with disabilities, widows, and those affected by natural disasters or development projects.

      (ii) A budget of Rs 2,600 crore has been allocated for the current financial year, with the remaining funds allocated over the next three years, aiming to provide homes for over 26 lakh people.

(iii) CM Majhi also inaugurated developmental projects worth Rs 617.51 crore, including the Juluko in-stream storage structures and a Rs 52 crore grid sub-station at Brundabahal, improving water and power infrastructure in Kalahandi.

About Odisha
Chief Minister : Mohan Charan Majhi
Governor : Hari Babu Kambhampati
__________________________________________

GoI Launches Vigyan Dhara Scheme to Strengthen Scientific Research & Innovation.

The Government of India (GoI) launched the unified Vigyan Dhara scheme on 16 January 2025 to enhance India's scientific research, innovation, and technological development. It consolidates three existing umbrella schemes under the Department of Science and Technology (DST), Ministry of Science and Technology (MoS&T): Science and Technology (S&T) Institutional and Human Capacity Building, Research and Development (R&D), and Innovation, Technology Development, and Deployment.


      - The Vigyan Dhara scheme focuses on building advanced R&D infrastructure, promoting collaborative research, driving innovation in schools and industries, ensuring gender parity in S&T, and positioning India as a global scientific leader.


      - With a total outlay of ₹10,579.84 crore for 2021-26, the scheme's annual allocation has increased 4.31 times from ₹330.75 crore (2024-25) to ₹1,425 crore (2025-26). It will be implemented nationwide as a Central Sector Scheme under DST, MoS&T.

      - The Vigyan Dhara scheme focuses on upgrading R&D labs in academic institutions, supporting faculty development, student research, and fostering international collaborations. It also promotes R&D in sustainable energy, water, nanotechnology, quantum science, and biotechnology, while providing access to international mega facilities.

Main Point :-   (i) The scheme funds startups and technology commercialization, encouraging grassroots innovation through initiatives like INSPIRE-MANAK, aimed at students in Classes VI-X, to augment national aspirations and knowledge.

      (ii) India ranks 3rd globally in scientific publications with 2.44 lakh papers in 2022. The scheme has benefited 57,869 individuals, including students under INSPIRE-MANAK. Telangana has allocated Rs. 3.3 crore for 4,002 beneficiaries as of March 2025.

(iii) The scheme aligns with the Anusandhan National Research Foundation (ANRF) for global-standard research and supports DST's 5-year goals to increase India’s researcher count and strengthen its R&D base.

About Ministry of Science & Technology
Minister: Dr. Jitendra Singh
Headquarter : New Delhi
__________________________________________

Union Minister JP Nadda Unveils Two New Schemes for Girl Child Welfare in Tripura.

On March 9, 2025, Union Minister Jagat Prakash Nadda, the Minister of Health and Family Welfare (MoH&FW), introduced two new welfare schemes for girl children in Tripura. The announcement was made during the two-year celebration of the Bharatiya Janata Party (BJP)-led Tripura Government 2.0 at Swami Vivekananda Maidan in Agartala, Tripura.


      - The two schemes, Mukhyamantri Balika Samridhi Yojana and Mukhyamantri Kanya Atmanirbhar Yojana, aim to provide financial assistance and promote academic excellence among girls in Tripura.


      - This scheme is designed to provide financial security and support for higher education or other essential needs.Under this initiative, the Tripura government will deposit a one-time bond of Rs 50,000 in the name of every girl child born in a Below Poverty Line (BPL) family.

      - Upon turning 18, the girl will receive the matured bond, which is expected to grow to Rs 8-10 lakh.

Main Point :-   (i) The scheme provides scooters to meritorious girl students to encourage self-reliance and ease of mobility for higher education and career growth.

      (ii) Previously, scooters were awarded to the top 100 girls in the Higher Secondary examinations.

(iii) The scheme has now been expanded to include 140 meritorious girl students from all educational boards in Tripura.

__________________________________________

Gujarat Recently Led India with 19,020 Hectares of Mangrove Plantation in Two Years Under the 'MISHTI' Scheme.

In February 2025, Gujarat recently emerged as the national leader in mangrove afforestation by planting mangroves across approximately 19,020 hectares at a cost of over Rs 76 crore under the Mangrove Initiative for Shoreline Habitats and Tangible Incomes (MISHTI) scheme.


      - Gujarat remains determined to environmental conservation, aligning with the vision of 'Viksit Gujarat to Viksit Bharat.' This determination has positioned Gujarat at the leading edge of the Central Government's MISHTI scheme implementation.


      - Gujarat's mangrove environment is strategically placed, with Kutch leading the charge at 799 square kilometers (sq km).

     

Main Point :-   (i) In 2023, the Government of India (GoI) recently launched the MISHTI scheme on the occasion of World Environment Day (June 5) to increase mangrove forests across coastal states and Union Territories (UTs), ensuring a sustainable future for both communities and ecosystems.

      (ii) The GoI aims to plant 540 sq km of mangroves in five years under the 'MISHTI' scheme.

(iii) The scheme was recently implemented by the Ministry of Environment, Forest and Climate Change (MoEFCC).

About Gujarat
Governor: Acharya Devvrat
Chief minister: Bhupendra Patel
__________________________________________

Gujarat Recently Led India with 19,020 Hectares of Mangrove Plantation in Two Years Under the 'MISHTI' Scheme.

In February 2025, Gujarat recently emerged as the national leader in mangrove afforestation by planting mangroves across approximately 19,020 hectares at a cost of over Rs 76 crore under the Mangrove Initiative for Shoreline Habitats and Tangible Incomes (MISHTI) scheme.


      - Gujarat remains determined to environmental conservation, aligning with the vision of 'Viksit Gujarat to Viksit Bharat.' This determination has positioned Gujarat at the leading edge of the Central Government's MISHTI scheme implementation.


      - Gujarat's mangrove environment is strategically placed, with Kutch leading the charge at 799 square kilometers (sq km).

     

Main Point :-   (i) In 2023, the Government of India (GoI) recently launched the MISHTI scheme on the occasion of World Environment Day (June 5) to increase mangrove forests across coastal states and Union Territories (UTs), ensuring a sustainable future for both communities and ecosystems.

      (ii) The GoI aims to plant 540 sq km of mangroves in five years under the 'MISHTI' scheme.

(iii) The scheme was recently implemented by the Ministry of Environment, Forest and Climate Change (MoEFCC).

About Gujarat
Governor: Acharya Devvrat
Chief minister: Bhupendra Patel
__________________________________________

Rajasthan Launches SSBY, Offering Rs 1.3 Lakh Accident Insurance Cover to School Students.

In February 2025, Madan Dilawar, the Education and Panchayati Raj Minister of Rajasthan, launched the 'Shiksha Sanjeevani Bima Yojana (SSBY)' during a special event held at Residency Girls Higher Secondary School in Udaipur, Rajasthan.


      - This is the first-of-its-kind scheme that aims to provide personal accident insurance coverage ranging from Rs 1 lakh to Rs 1.30 lakh to students in government schools.


      - Initially, the scheme will cover schools in the Udaipur Division of Rajasthan.

      - The scheme offers insurance coverage in case of accidental death or injury to students. It also provides insurance coverage in case of accidental death of a student's parent.

Main Point :-   (i) Wonder Cement, Zurich Kotak General Insurance, and State Bank of India (SBI) are partners in the Shiksha Sanjeevani Bima Yojana.

      (ii) The state government plans to eventually expand the scheme, with the goal of benefiting approximately 1 crore school children across the state.

About Rajasthan
Chief minister: Bhajan Lal Sharma
Governor: Haribhau Bagade
__________________________________________

Rajasthan Launches SSBY, Offering Rs 1.3 Lakh Accident Insurance Cover to School Students.

In February 2025, Madan Dilawar, the Education and Panchayati Raj Minister of Rajasthan, launched the 'Shiksha Sanjeevani Bima Yojana (SSBY)' during a special event held at Residency Girls Higher Secondary School in Udaipur, Rajasthan.


      - This is the first-of-its-kind scheme that aims to provide personal accident insurance coverage ranging from Rs 1 lakh to Rs 1.30 lakh to students in government schools.


      - Initially, the scheme will cover schools in the Udaipur Division of Rajasthan.

      - The scheme offers insurance coverage in case of accidental death or injury to students. It also provides insurance coverage in case of accidental death of a student's parent.

Main Point :-   (i) Wonder Cement, Zurich Kotak General Insurance, and State Bank of India (SBI) are partners in the Shiksha Sanjeevani Bima Yojana.

      (ii) The state government plans to eventually expand the scheme, with the goal of benefiting approximately 1 crore school children across the state.

About Rajasthan
Chief minister: Bhajan Lal Sharma
Governor: Haribhau Bagade
__________________________________________

Union Minister Nirmala Sitharaman launched the Mutual Credit Guarantee Scheme for MSMEs in Mumbai.

In February 2025, Union Minister Nirmala Sitharaman, from the Ministry of Finance (MoF) and the Ministry of Corporate Affairs (MOCA), launched the 'Mutual Credit Guarantee Scheme for Micro, Small, and Medium Enterprises (MCGS-MSME)' in Mumbai, Maharashtra to support the MSME sector in India.


      - This is a major initiative announced by the Government of India (GOI) in the Union Budget for the Financial Year 2024-25 (FY25).


      - The scheme aims to provide loans of up to Rs 100 crore to MSMEs for purchasing machinery or equipment without requiring collateral.

     

Main Point :-   (i) During the event, Union Minister Nirmala Sitharaman also virtually inaugurated the first 'Sachal Aaykar Seva Kendra' in Navy Nagar, Colaba, Mumbai. This center will offer digital services, guidance for grievance redressal, and promote tax awareness.

      (ii) She also introduced a new scheme called the 'Prime Minister Dhan-Dhaanya Krishi Yojana (PMDKY)', which aims to improve agricultural productivity in 100 districts with low agricultural output.

About the Ministry of Finance (MoF)
Union Minister : Nirmala Sitharaman
Headquarters : New Delhi
__________________________________________

Gujarat Launches G-SAFAL Initiative to Empower 50,000 Underprivileged Women.

In February 2025, the Gujarat government, led by Chief Minister (CM) Bhupendra Rajnikant Patel, launched the G-SAFAL (Gujarat Scheme for Antyodaya Families for Augmenting Livelihoods), an initiative aimed at enhancing the livelihoods of underprivileged families, empowering women, and promoting economic self-sufficiency.


      - The initiative will empower 50,000 families holding Antyodaya Anna Yojana (AAY) cards across 25 talukas in 10 districts of Gujarat over the next 5 years.


      - It is being implemented by Gujarat Livelihood Promotion Company Limited (GLPC) under the Rural Development Department of Gujarat.

      - The scheme aligns with the Aspirational Blocks Programme (ABP), launched by the Government of India (GoI) in January 2023, aimed at improving the quality of life in 500 aspirational blocks across 27 states and 4 Union Territories (UTs).

Main Point :-   (i) The four key pillars of G-SAFAL for women's empowerment are Social Security, Livelihood Creation, Financial Inclusion, and Social Development and Empowerment.

      (ii) The scheme will provide beneficiaries with thorough training and support, along with a grant of Rs. 80,000 to help them create new opportunities for financial stability.

(iii) The initiative will cover around 10 districts and talukas of Gujarat.

About Gujarat
CM : Bhupendra Rajnikant Patel
Governor : Acharya Devvrat
__________________________________________

 


🌐 CURRENT AFFAIRS SECTION

Please wait...

Open in app