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Central Railway Introduced India’s First Onboard ATM Service on Panchavati Express.

National | Dated: 22 Apr 2025

In April 2025, the Central Railway (CR), headquartered in Mumbai, Maharashtra, in collaboration with the Pune-based Bank of Maharashtra (BoM), recently launched India’s first onboard Automated Teller Machine (ATM) on the Mumbai-Manmad Panchavati Express.

🎯 Key Highlights:

  • - The initiative was introduced under the New, Innovative Non-Fare Revenue Ideas Scheme (NINFRIS) to enhance passenger convenience and increase Non-Fare Revenue (NFR).
  • - The ATM has been installed in an air-conditioned (AC) coach of the Panchavati Express, utilizing a space previously occupied by a temporary pantry.

💡 Other Important Facts:

  • (i) The train operates daily between Mumbai’s Chhatrapati Shivaji Maharaj Terminus (CSMT) and Manmad Junction in Nashik district, Maharashtra, covering a journey of approximately 4 hours and 35 minutes.
  • (ii) The initiative focuses on generating non-fare revenue while offering a practical service to passengers, particularly benefiting senior citizens, women, and those in need of emergency cash during travel.

📚 Test Your Knowledge:

Which train recently became the first in India to have an onboard ATM facility?

Correct Answer: Panchavati Express

🚀 Quick Recap: