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RBI Issues New Guidelines for Cross-Border Payment Aggregators.

Banking & Finance | Dated: 07 Apr 2026

The Reserve Bank of India (RBI) issued stringently revised regulatory guidelines for Payment Aggregators facilitating cross-border transactions (PA-CB). The new framework mandates maintaining a minimum net worth of Rs 25 crore and absolute compliance with anti-money laundering laws.

🎯 Key Highlights:

  • The rules are designed to heavily mitigate risks in international trade settlements.
  • Entities must keep export and import collection accounts completely separate.
  • The move fortifies the security of India digital financial boundaries.

💡 Other Important Facts:

  • Framework: PA-CB Rules.
  • Regulator: RBI.
  • Net Worth: Rs 25 Crore.

📚 Test Your Knowledge:

According to the recent RBI guidelines for cross-border Payment Aggregators, what is the mandated minimum net worth required to operate?

Correct Answer: Rs 25 Crore

🚀 Quick Recap:

About Payment Aggregators

  • Regulator - Reserve Bank of India
  • Act - Payment and Settlement Systems Act, 2007