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RBI Enhances UPI Transaction Limit for Healthcare and Education to Rs 10 Lakh.

Banking & Finance | Dated: 05 Dec 2025

Following the MPC meeting, the Reserve Bank of India (RBI) announced a hike in the Unified Payments Interface (UPI) transaction limit for payments specifically related to hospitals and educational institutions. The limit has been raised from Rs 5 Lakh to Rs 10 Lakh per transaction to facilitate higher-value payments for medical bills and college fees.

🎯 Key Highlights:

  • This enhanced limit applies only to verified merchants under specific Merchant Category Codes (MCC) for healthcare and education.
  • RBI also announced the proposal to set up a "Fintech Repository" to capture data on fintech firms for better policy making.
  • Additionally, the limit for recurring e-mandates for credit card bill payments and insurance premia was increased to Rs 1 Lakh.

💡 Other Important Facts:

  • New Limit: Rs 10 Lakh per transaction.
  • Applicable Sectors: Healthcare (Hospitals) and Education.
  • Regulation: Guidelines issued by RBI.

📚 Test Your Knowledge:

To what amount has the RBI raised the UPI transaction limit for payments to hospitals and educational institutions?

Correct Answer: Rs 10 Lakh

🚀 Quick Recap:

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