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RBI Governor Releases "National Strategy for Financial Inclusion (NSFI): 2025-30".

Banking & Finance | Dated: 03 Dec 2025

RBI Governor Sanjay Malhotra formally released the "National Strategy for Financial Inclusion (NSFI): 2025-30". The document, approved by the Financial Stability and Development Council (FSDC) Sub-Committee, outlines a roadmap for the next five years. It focuses on making financial services available, accessible, and affordable to all citizens, building on the progress of the previous 2019-2024 strategy.

🎯 Key Highlights:

  • The strategy is anchored in five key objectives collectively termed "Panch-Jyoti", which includes expanding equitable services, promoting women-led inclusion, and linking finance with livelihoods.
  • It emphasizes "Leveraging Financial Education" to promote financial discipline and protecting customers from digital frauds and cyber risks.
  • The strategy sets ambitious targets for increasing credit penetration in underserved districts and enhancing the reach of insurance and pension schemes.

💡 Other Important Facts:

  • Document: NSFI 2025-30 released by RBI Governor Sanjay Malhotra.
  • Core Concept: "Panch-Jyoti" comprising 5 strategic objectives.
  • Goal: Expanding affordable financial services and women-led inclusion.

📚 Test Your Knowledge:

The "National Strategy for Financial Inclusion 2025-30" is anchored in five objectives. What is the specific term used to describe these five objectives?

Correct Answer: Panch-Jyoti

🚀 Quick Recap:

About RBI

  • Headquarters – Mumbai
  • Established – 1 April 1935