PhonePe Partners with Mastercard to Launch Exclusive ‘Tap & Pay’ Feature for Cardholders in India.

In September 2025, PhonePe Private Limited, a leading Indian digital payments platform, collaborated with Mastercard Inc. to launch an exclusive ‘Tap & Pay’ feature. The initiative is designed to provide Mastercard cardholders in India with secure, seamless, and tokenised digital payment solutions across retail and e-commerce channels.

      - The ‘Tap & Pay’ feature aims to deliver frictionless contactless payment experiences at physical retail outlets while also supporting tokenised transactions for e-commerce, enhancing both in-store and online security for Mastercard users.

Main Point :-   (i) The service is available to Mastercard debit, credit, and prepaid cardholders in India, enabling them to access advanced contactless payment options integrated within the PhonePe mobile application.

      (ii) Accessible on NFC (Near-Field Communication)-enabled Android smartphones, the feature allows users to make tap-and-pay transactions at NFC-enabled Point of Sale (PoS) terminals both in India and abroad, expanding international usability.

(iii) Online shopping is secured through tokenisation technology that links transactions to the user’s device, ensuring safer payments. Customers can enable the feature through a one-time secure card tokenisation process on the PhonePe app.