NPCI Grants TPAP Approval to Viyona Fintech for Offering UPI Services.

On September 8, 2025, the National Payments Corporation of India (NPCI) granted Third-Party Application Provider (TPAP) approval to Viyona Fintech, a digital payments platform, allowing it to offer Unified Payments Interface (UPI) services in partnership with banks.

      - With this approval, Viyona Fintech can directly integrate with UPI, enabling seamless, scalable, and compliant digital transactions for collections and payouts in collaboration with partner banks.

      - The NPCI approval covers two applications by Viyona—GraamPay and Viyona Pay—both of which can now facilitate UPI-based services for end users.

Main Point :-   (i) Viyona plans to launch a GraamPay marketplace, connecting farmers directly with buyers to ensure fair pricing, faster digital payments, and wider access to UPI services.

      (ii) The TPAP status positions Viyona Fintech as a new entrant in India’s digital payments ecosystem, strengthening NPCI’s broader vision of expanding UPI adoption across rural and agricultural sectors.