UPI Crosses 20 Billion Monthly Transactions for the First Time in August 2025.
Banking & Finance
In September 2025, the Department of Financial Services (DFS), Ministry of Finance (MoF), along with the National Payments Corporation of India (NPCI), announced that India’s Unified Payments Interface (UPI) recorded over 20 billion monthly transactions for the very first time in August 2025.
- UPI registered 20.01 billion monthly transactions in August 2025, marking a significant leap in India’s digital payments adoption.
- The total value of UPI transactions touched Rs 24.85 lakh crore, highlighting strong growth in both retail and large-scale digital payments.
Main Point :- (i) Compared to August 2024, UPI transactions saw a 34% rise in volume (from 14.9 billion to 20.01 billion) and a 21% increase in value (from Rs 20.60 lakh crore to Rs 24.85 lakh crore).
(ii) On average, the platform processed 645 million transactions per day, with a daily settlement value of about Rs 80,177 crore.
(iii) The achievement was officially declared by the Department of Financial Services (DFS), Ministry of Finance (MoF), and NPCI, reinforcing UPI’s role as the backbone of India’s digital financial ecosystem.
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