Punjab Launches ‘Mukhya Mantri Sehat Yojana’ with ₹10 Lakh Annual Health Cover per Family.

Goverment Scheme | Dated: 09 Jul 2025

On July 8, 2025, Punjab Chief Minister Bhagwant Mann, along with Aam Aadmi Party (AAP) national convener Arvind Kejriwal, launched the state-wide ‘Mukhya Mantri Sehat Yojana’ in Chandigarh.

🎯 Key Highlights:

  • - The initiative aims to provide a comprehensive ₹10 lakh annual cashless and paperless medical coverage to every permanent resident family in Punjab, regardless of income, age, or occupation.
  • - This landmark scheme is expected to benefit approximately 65 lakh families (around 3 crore individuals), including government employees, pensioners, farmers, labourers, and business owners.
  • - The government will issue digital ‘Sehat Cards’, linked to Aadhaar or Voter ID, enabling access to cashless treatment across both government and empanelled private hospitals from October 2, 2025.

💡 Other Important Facts:

  • (i) Beneficiaries already enrolled in the central Ayushman Bharat health insurance scheme will receive an additional top-up cover of ₹5 lakh, increasing their total coverage to ₹10 lakh per annum. This ensures parity by bridging state and central healthcare provisions Beneficiaries already enrolled in the central Ayushman Bharat health insurance scheme will receive an additional top-up cover of ₹5 lakh, increasing their total coverage to ₹10 lakh per annum. This ensures parity by bridging state and central healthcare provisions.
  • (ii) The policy is projected to allocate ₹778 crore in the 2025–26 state budget to support its rollout and operations. It is positioned as the largest-ever healthcare insurance initiative in Punjab, surpassing previous schemes such as the ₹5 lakh Ayushman Bharat and Mukhya Mantri Sarbat Sehat Bima Yojana.
  • (iii) By eliminating complex documentation and eligibility restrictions, the scheme aims to achieve universal health coverage, significantly reducing out-of-pocket medical expenses and ensuring equitable access to quality healthcare for all residents, especially the underprivileged and rural communities.

📚 Test Your Knowledge:

Which Indian state recently launched the 'Mukhya Mantri Sehat Yojana' offering ₹10 lakh annual health insurance coverage per family?

Correct Answer: Punjab

🚀 Quick Recap:

About Punjab

  • Capital: Chandigarh
  • Chief minister: Bhagwant Mann