RBI Annual Report 2024-25: RBI's Balance Sheet for FY25 Grew by 8.2% to ₹76.25 Lakh Crore.

Banking & Finance

The Reserve Bank of India (RBI) has recently released its Annual Report for 2024-25, submitted to the Central Government under Section 53(2) of the RBI Act, 1934.


      - This report, prepared by the Central Board of Directors, reviews the RBI’s performance for the financial year ending March 31, 2025.

      - It offers a comprehensive analysis of both the domestic and global economic landscape, details the RBI’s operations and policy measures, and outlines future prospects for the Indian economy.

     

Main Point :-   (i) RBI’s balance sheet expanded by 8.21%, reaching ₹76.25 lakh crore in FY25 (up from ₹70.47 lakh crore in FY24). A provision of ₹44,861.70 crore was made to the Contingency Fund.

      (ii) Growth on the asset side was driven by increases in gold holdings (52.09%), domestic investments (14.32%), and foreign investments (1.70%). On the liability side, the rise was mainly due to notes issued, revaluation accounts, and other liabilities.

(iii) RBI’s income rose by 22.77% to ₹3.38 lakh crore in FY25, generating a surplus of ₹2.68 lakh crore. Expenditure also increased by 7.76%, reaching ₹69,714.02 crore compared to ₹64,694.33 crore in FY24.
About RBI

Governor : Sanjay Malhotra
Headquarter : Mumbai
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