IPPB Joins Hands with Aditya Birla Capital to Strengthen Financial Inclusion Efforts.

Banking & Finance

India Post Payments Bank (IPPB), based in New Delhi and operating under the Department of Posts, Ministry of Communications, partnered with Aditya Birla Capital Limited (ABCL) in May 2025 to boost credit access across India.


      - ABCL, headquartered in Mumbai, is a leading non-deposit taking Non-Banking Financial Company (NBFC) offering a wide range of lending solutions.

      - The partnership aims to merge ABCL’s lending products with IPPB’s extensive postal network and digital infrastructure for enhanced financial inclusion.

      - The collaboration focuses on providing easy credit access to customers in rural and semi-urban regions through a strategic referral model.

Main Point :-   (i) Under the agreement, IPPB will refer customers for ABCL’s loan products such as personal loans, business loans, and loans against property.

      (ii) IPPB customers can avail hassle-free digital loans through ABCL’s platform, using AI and data analytics to deliver tailored financial solutions with minimal paperwork.

(iii) Established in 2018, IPPB offers services in 13 languages, serving over 11 crore customers across 5.57 lakh villages and towns in India.

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