Kotak Mahindra Bank Introduces Solitaire Credit Card Tailored for HNIs.

In May 2025, Kotak Mahindra Bank Limited (KMBL), based in Mumbai, Maharashtra, introduced the Kotak Solitaire Credit Card, a premium, invite-only metal credit card designed specifically for High-Net-Worth Individuals (HNIs). This card is part of the bank’s exclusive Solitaire Program and offers a range of benefits aimed at enhancing the lifestyle of frequent travelers, including extensive travel perks, superior rewards, and no extra charges on foreign transactions.

      - Eligibility for the Kotak Solitaire Credit Card is restricted to customers who are part of the Solitaire Program and have a Total Relationship Value (TRV) of Rs. 75 lakh for savings accounts or Rs. 1 crore for current accounts. This makes it an exclusive offering targeting the upper echelons of the banking clientele.

      - The rewards program associated with the card is generous, offering 10 air miles per Rs. 100 spent on flight and hotel bookings through the Kotak Unbox platform. For other eligible expenses, cardholders earn 3 air miles per Rs. 100 spent. Importantly, the air miles earned are valid for 3 years and can be redeemed for flights, hotel stays, or shopping vouchers, providing flexibility to the cardholder.

      - In terms of travel benefits, the Kotak Solitaire Credit Card stands out by offering unlimited lounge access to both primary and add-on cardholders, which includes domestic and international lounges. The card also offers 4 complimentary guest lounge visits annually (split between 2 domestic and 2 international lounges), ensuring that cardholders have a premium experience when traveling.

Main Point :-   (i) Furthermore, the card provides zero forex markup on international transactions, making it an ideal choice for frequent travelers who often make purchases abroad. Additionally, cardholders enjoy a 1% fuel surcharge waiver on transactions ranging from Rs. 400 to Rs. 7,500, with a maximum waiver of Rs. 10,000 per card anniversary year, offering extra savings for regular fuel users.

      (ii) The annual fee for the Kotak Solitaire Credit Card is Rs. 25,000 + taxes, though it is waived for customers who maintain the required eligibility under the Solitaire Program. There is also no joining fee, making it an attractive proposition for HNIs looking for a card with long-term benefits.

(iii) With these exclusive features, the Kotak Solitaire Credit Card is tailored to meet the needs of India's affluent individuals, offering them enhanced travel experiences, valuable rewards, and an array of privileges that align with their lifestyle.
About Kotak Mahindra Bank Limited (KMBL)