Razorpay Unveils India’s First AI-Powered Merchant-Centric Payment (MCP) Server for Seamless Transactions.

Banking & Finance

In April 2025, Bengaluru (Karnataka)-based Razorpay Software Private Limited, a leading payment service provider, launched India’s first Model Context Protocol (MCP) server for a payment gateway. This innovation enables businesses to seamlessly integrate Artificial Intelligence (AI)-driven systems directly with Razorpay’s payment infrastructure.


      - For the first time, AI agents and tools like Claude, Zapier, and Visual Studio Code (VS Code) can natively communicate with Razorpay using simple natural language instructions.

      - The launch of the MCP server aims to enhance workflow automation and reduce administrative overhead for businesses.

      - The MCP server allows AI assistants to perform essential payment-related tasks such as generating payment links, initiating refunds, and managing transactions—eliminating the need for traditional dashboards or Application Programming Interfaces (APIs).

Main Point :-   (i) With this integration, businesses using Razorpay can connect their AI tools—ranging from chat-based assistants to fully automated systems—directly to Razorpay’s backend. Payments can now be initiated and processed using simple commands, improving efficiency and reducing dependency on manual operations.

      (ii) Previously, payment processing through Razorpay required manual input via dashboards. With the MCP server, that process is now AI-powered and automated.

(iii) The Model Context Protocol (MCP) was developed by Anthropic as an open standard. It allows Large Language Models (LLMs) to interact effortlessly with external tools, systems, and data sources.

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