General Insurance Council, in consultation with all general and health insurance companies, has launched the ‘Cashless Everywhere’ initiative.

Banking & Finance

General Insurance Council, in consultation with all general and health insurance companies, has launched the ‘Cashless Everywhere’ initiative, wherein policyholders can get treated in any hospital they choose, and a cashless facility will be available even if such a hospital is not in the network of the insurance company. This cashless facility is currently available only at hospitals where the respective insurance company has an agreement or tie-ups. If the policyholder chooses a hospital without such an agreement, the cashless facility is not offered, and the customer has to go for a reimbursement claim, further delaying the claim process. This Cashless Everywhere is subject to: For elective procedures, the customer should intimate the Insurance Company at least 48 hours prior to the admission. For emergency treatment, the customer should intimate the Insurance Company within 48 hours of admission. The claim should be admissible as per the terms of the policy and the cashless facility should be admissible as per the operating guidelines of the Insurance Company.


      Under Cashless Everywhere, the policyholder can get treated in any hospital they choose, and a cashless facility will be available even if such a hospital is not in the network of the Insurance Company.

     

     

 

     


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