Question 1

How does MIS support Retail Banking strategies?

By printing cash.By managing security guards.By providing data analytics on customer profitability, product performance, and NPA trends for decision making.By recruiting staff.

View Explanation

Management Information Systems (MIS) aggregate operational data to provide actionable insights for top management to strategize business growth and risk control.

Question 2

A "Digital Dashboard" in MIS provides:

A list of all customers.A real-time, visual representation of Key Performance Indicators (KPIs) for quick decision making.A summary of stationery used.A video game for employees.

View Explanation

Dashboards aggregate complex data into charts/graphs (like NPA levels, deposit growth), allowing executives to monitor health and performance at a glance.

Question 3

Which KPI (Key Performance Indicator) on a Retail Banking Dashboard measures the efficiency of collecting debts?

CASA RatioNet Interest Margin (NIM)Cost to Income RatioCollection Efficiency Ratio / Recovery Rate

View Explanation

Collection Efficiency measures the amount collected against the total demand raised during a period. It helps track the quality of the retail asset portfolio.

JAIIB Quiz

Quiz Finished!